I've had lucky enough to survive a few weeks with 0 wins. Sometimes profit, sometimes losing money.
I have to win games for income, but also pay my team salary every week, sometimes also entry fee and repair costs.

It is surprisingly hard. I know there is difficulty settings, but AI difficulty setting means nothing when it comes to timed race, e.g. Rally.

Before playing to bankrupt, I decided to reset as I remember there were 2 game mode at the tutorial. Then I bought different car for different race type. I set difficulty to easy, hence my first win.

It's a nice one. I might play this game more, but I've had enough losses. Maybe later in the future.